*The following is a fictional depiction and not a true story. User discretion is advised.
It was July, a normal average-feeling summer’s night. Ben was walking up the carpet steps ready to go to bed when he hears a loud thud coming from the baby’s room.
He quickens his pace up the flight of steps, stumbling at the top step. Pain surges in his big toe but he quickly ignores it as he bolts down the hall.
A sound of breaking glass…
Ben enters the baby’s room as fast as he can, running into the wooden door, making it crash into the wall behind it. He scans the room nervously for the source of the commotion. Confusion sets in. The window overlooking the crib has been broken, shards of glass everywhere. The cool night air rushes in. He leans over the crib out the window, catching a glimpse of a shadowy figure running off into the distance. Confusion turns to anger and despair.
Ben looks down into the empty crib, except for a single white sheet of paper with typed letters:
“We have your baby, Mr. Johnson. We’ll be in touch.”
His knees buckle, the strength fleeting from his body.
“No…” he mutters only a whisper, as the possibilities of who could have done this and why flash through his mind… “Our baby…”
Mrs. Johnson emerges from behind him. Realizing what every parent fears, she begins to scream…
What would you do if the unthinkable happened to your family? Who would you go to for help?
The police can & will do everything they can, but it is only so much. Do you have thousands of dollars set aside for ransom and reward money? All control is in the hands of the perpetrator(s). In a crisis like this, you may not have the mental capacity to handle the amount of stress that you may experience in a hopeless situation. Quick action matters. Decisions will need to be made and resources make this possible.
In a High-Value Home insurance policy, find peace and assurance in personal Kidnap Ransom and Extortion coverage. This coverage includes ransom money, a reward for the information leading to the arrest and conviction of the perpetrator(s), and the service of a crisis management firm to handle negotiation and delivery of ransom services. It will cover $100,000 for kidnap expenses and $25,000 for a reward.
If you are an individual that could be targeted because of your prominence in the community or a career, high-value network, or even a social or political influencer, you should be asking these questions to yourself and your family.
Speak to a Guidelight insurance agent and inquire of the specific Kidnap, Ransom, and Extortion supplement of a High-Value Home insurance policy today.
This type of policy also offers customizable risk management services & vacation and second home coverages.
Since 1927, we take pride in helping local folks in our North Carolina communities feel secure knowing they are covered on all fronts. We’re a different kind of insurance agency.
If you have any questions regarding service or policies with Guidelight Insurance, feel free to call us at (828) 552-5477 or email us at WeCare@guidelight.com.