SUMMERTIME SNAPSHOT: Business Owners Policy (BOP)

One of the best open secrets that exist here in North Carolina is the surprising number of quality craft breweries nestled in our many quaint towns. While you’re out hiking & exploring the area, I encourage you to check out at least one of them and see what I mean.

Craft breweries that pride themselves on tasty creations with local flavors, fair-trade ingredients, mixed with a spin on craftiness to give a uniqueness you won’t find anywhere else in the Nation. The perfect mix to quench your thirst on a hot summer day.


As a local insurance company here in North Carolina it is important to Guidelight to support these specialty businesses with a proven policy backed by Nationwide Insurance. We provide the Business Owner’s Policy with a specialization for Brewer’s Insurance that combines commercial property, general liability, business income, and other coverages into one convenient package.

With decades of experience insuring breweries, Nationwide understands the unique risks to the industry. Risks that include spoilage of fresh goods, equipment breakdowns, premise liability, liquor liability and leakage, to highlight. This policy can be customized to protect each brewery while meeting state requirements. Some of the specialized coverages include:

  • Asset Defense program
  • Manufacturers errors and omissions coverage endorsement
  • Employee Dishonesty coverage
  • Brewery Property endorsement

I don’t want to bore you with industry jargon but aim to highlight these very important features & benefits on a policy that will prove the difference for a brewery in their time of need. There are Gold and Platinum options for a brewery who is either just starting out or has been in business for years, containing a wide range of coverages.

Tell you what, if any of this insurance stuff interests you, give the office a call and one of our helpful agents will point you in the right direction. Until then, may your tasty craft beer always be ice cold on a sunny Carolina day!

Since 1927, we take pride in helping folks in North Carolina feel secure knowing they are covered on all fronts. Our helpful agents are standing by for you.

If you have any questions regarding service or policies with Guidelight Insurance, feel free to call us at (828) 552-5477 or email a Guidelight Insurance professional today.

Jason Trent
Jason Trent
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